Attorney Rick Voytas often represents consumers who are faced with debt collectors. You can reach him directly at 314-394-0605. Ross & Voytas, LLC offers no-charge consultations to consumer clients.
When dealing with a debt collector, it is best to know your rights under the Fair Debt Collection Practices Act. You can find a link to the law HERE. The FDCPA is a federal statute that protects consumers in all 50 states. To qualify for protection, you must be a “consumer” within the definition of the FDCPA, and the debt at issue must arise out of a “consumer transaction” within the definition of the FDCPA.
If you qualify, the FDCPA protects consumers from unfair, harassing, and misleading debt collection tactics. The FDCPA allows a consumer to collect a penalty of up to $1000 if he or she defeats the debt collector in court. The FDCPA also allows the victorious consumer to collect attorneys’ fees from the debt collector.
At Ross & Voytas, we typically take consumer cases without charge to the consumer. Either the debt collector pays our fees and reimburses our costs, or we do not get paid.
You can learn more about our practice at www.rossvoytas.com.