Ross & Voytas, LLC
May 15, 2020
All service industry employees who earn tips should know they have rights to a fair and minimum wage. In St. Louis and throughout Missouri, employers are permitted to implement a process called tip pooling which can affect your paycheck. Unfortunately, employees are sometimes paid improperly. The good news is that there are very specific rules […]
Ross & Voytas, LLC
May 13, 2020
COVID-19, or as it is more commonly known, coronavirus, has impacted everyday life in unimaginable ways. It has caused or contributed to many Americans losing their jobs. The coming weeks and months may be some of the most financially difficult for individuals and families. For many, this could mean taking on credit card debt or […]
Ross & Voytas, LLC
May 11, 2020
Taking time off work after the birth or adoption of a child, serious injury, or serious injury to a close family member can be stressful. Whether you will be able to keep your job and health insurance are among many of the questions you may ask yourself at such a time. The Family and Medical […]
Ross & Voytas, LLC
May 11, 2020
The emergence of COVID-19, also known as the “coronavirus,” has affected the workplace in ways never seen before. As a result, Congress passed the Families First Coronavirus Response Act (“FFCRA”), which modifies, among other things, the Family and Medical Leave Act (“FMLA”) and the Fair Labor Standards Act “FLSA”). Importantly, under FFRCA, employees who were […]
Ross & Voytas, LLC
March 18, 2020
Do you have a high risk tolerance when investing your money? Or do you prefer a more conservative path? If your financial advisor does not understand your risk tolerance and makes poor decisions on your behalf, you may be able to recover for your investment losses. To know your risk tolerance, your answer may be […]
Ross & Voytas, LLC
March 18, 2020
Do you earn tips at your job? Plenty of employees in Missouri do, including those who wait tables, mix drinks, carry luggage, and clean hotel rooms. For many hourly wage earners, tips can make the difference between a living wage and financial stress. Although a portion of gratuities may be counted as wages by employers, […]
Ross & Voytas, LLC
March 18, 2020
When you hire a financial advisor, you’re trusting them with your investment future. Financial advisors and brokers sometimes earn a commission on the trades and purchases conducted on your behalf. There may also be other fees charged to your investment account. Know When and Why You Are Paying Commissions It’s important to understand how broker […]
Ross & Voytas, LLC
March 18, 2020
You’ve likely heard it a dozen times – diversify your portfolio for maximum gains and protection against major market fluctuations. But what does that really mean? Diversity in your financial portfolio refers to spreading your investments throughout multiple assets so that your exposure to any one type is limited and minimized. This process is designed […]
Ross & Voytas, LLC
March 18, 2020
Taking Legal Action for Paycheck Problems in Missouri You work hard for your money. So, when you experience problems with your paycheck, it can be stressful and cause difficulties that affect you and your family. In Missouri, wage laws are governed by the Fair Labor Standards Act (FLSA) and the Missouri Wage and Hour laws. […]
Ross & Voytas, LLC
March 18, 2020
We are living in a fascinating time where the stock market is exploding. In 2019, the growth of the market was significant: the Dow 30 jumped 22.3% the S&P 500 gained 28.9% and NASDAQ rose 35.2%. In this booming market, working with financial advisors and brokers is the traditional method for taking part in the […]
